Rainy Day Fund

Thanks to the tropical depressions in the Gulf of Mexico, I'm looking out my window right now and it's pouring down rain. I figured what more appropriate subject to write on today than having a Rainy Day Fund.

Conventionally, we call these emergency funds. Emergency funds are with out a doubt the most important accounts anyone should have. The problem with emergencies is just that, they are emergencies. They don't call and schedule an appointment. They don't email you or pop up on your calendar to remind you that they are coming. They just swoop in and land right in the middle of your life and expect all your attention and resources.

There is nothing sexy about having to drop a couple hundy or a couple thou on some unfortunate event that you weren't ready for.

So without further adieu, I will present my recommendation that everyone out there reading this: If you have not already set up a rainy day fund... DO IT NOW! You never know whats around the corner.

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